Social Security Benefits: More Than Just Retirement
When working Americans sustain physical, mental or emotional injuries that rise to the level of a disability and prevent them from maintaining employment, Social Security Disability Insurance (SSDI) benefits may be available. If you have never worked, or have not earned enough income to meet the SSDI threshold, Supplemental Security Income (SSI) may be available.
Determining Your Options
In order to qualify for SSDI, you must pass an earning threshold. Once you have earned a sufficient amount of money during your lifetime, SSDI benefits are available in the event of a disability.
Because SSDI is only available to disabled workers who qualify, the amount of SSDI benefits paid is based on the disabled claimant’s previous income. The more income you earned before your disability, the greater your SSDI payments will be.
Meanwhile, SSI could be an option if you have not worked or earned enough to meet the SSDI threshold. In either case, a claim for benefits will require some legal work in the form of applications and potentially appeals if your claim is denied.
Medicare And Medicaid Eligibility
After receiving SSDI benefits for two years, disabled workers may receive medical coverage under Medicare. Those receiving SSI are automatically eligible for Medicaid.
Many initial claims for Social Security benefits are denied. Do not give up. Our attorneys have the legal skills and experience necessary to appeal denied Social Security claims and get our clients the benefits they need to pay their bills and support their families.
The Help You Need To Recover
The Law Offices of Clark, James, Hanlin & Hunt, LLC, are dedicated to disability law. Since 1974, our attorneys have been fighting for the benefits our clients deserve. For a free consultation of your case, call our Birmingham office at 205-208-7980, or send us a message online.