There are several different situations that may qualify an individual for Social Security disability benefits, but not all situations preclude all forms of employment. Some Alabama residents receiving SSD benefits may decide they want to return to work without compromising their payments. The Social Security Administration provides assistance and resources to individuals wishing to work.
An article from U.S. News and World Report indicates that eligibility for SSD benefits requires an individual to be unable to participate in “substantial gainful activity.” It may be possible for a person to find a work situation that provides some income without crossing the SSA’s threshold for discontinuing benefits. The U.S. News article states that individuals wishing to work while retaining their benefits must keep careful track of their income to ensure it does not become higher than the current year’s SGA baseline. An individual may be able to subtract some work expenses related to his or her disability from the amount of monthly income. Completing these deductions and calculations properly may make it easier for a person to work without risking his or her disability benefits.
The SSA provides several resources for beneficiaries who are thinking of returning to work. There are work incentives that allow individuals to continue receiving benefits during a transition period as they return to work. Some people may also be eligible for Medicare or Medicaid coverage after returning to work. Additionally, the Ticket to Work program offers vocational training and rehabilitation along with access to job referrals and employment advice. Ticket to Work and other SSA rules make it possible for individuals in certain circumstances to work and still receive benefits.