Applying for Social Security Disability Insurance from the U.S. Social Security Administration involves a good deal of waiting. After you submit your initial application, you have to wait to hear back about whether it undergoes approval. If it does, you then have to wait again before your benefits actually kick in.
The fact that you are even applying for SSDI benefits indicates that you are having a hard time supporting yourself due to a disability or injury that prevents you from working. Understanding how long you may have to wait along the way may help you plan and budget accordingly.
When to expect an initial response to your claim
Some variation exists in terms of how long it might take you to get a response after submitting your SSDI application. However, most applicants say they hear back about whether they received approval within about three or four months from the date they applied.
When to expect a benefit check
If you receive an approval in response to your SSDI claim, it typically takes about six months from the date you experienced your disability to start receiving benefit checks. If, for example, you suffered your injury or disability in early January, you should expect to start getting benefits in early July of that same year. It is also worth noting that if you have a benefit due for July, you should receive the check for it the following month, in August.
Try not to feel dejected if you receive a denial in response to your initial SSDI claim. You may be able to appeal the decision and try again.