You received approval for your recent application for Social Security Disability benefits. How long should you expect to remain eligible?
The Social Security Administration describes scenarios that may end your benefits eligibility. Know how long to expect to receive financial help.
Medical condition review
The SSA regularly reviews SSD recipients’ medical conditions. How often recipients should expect a continuing disability review depends on their degree of medical improvement.
Those classified as “not expected” receive a review no sooner than seven years, those categorized as “possible” undergo a review roughly every three years and recipients with “expected” medical improvement should expect a review within six to 18 months after initially receiving disability. If the review results determine your medical condition improvement no longer classifies you as disabled, you may stop receiving benefits.
Return to work
Even though the SSA classifies you as disabled and you qualify for benefits, your medical condition may allow you to perform modified duty assignments or light work. You may earn a paycheck and receive disability benefits simultaneously, but if you work at a level the administration classifies as “substantial,” your benefits may end. Average monthly earnings that the SSA classifies as substantial changes every year, so check the latest amount if you want to go back to work. If you either return to work or experience an improved medical condition, you must report it to the administration.
With the right information, you protect your SSD benefits while following the latest laws and requirements. By creating a financial strategy that accounts for the possibility of losing your benefits, you may give yourself peace of mind.