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Protecting The Disabled And Injured Since 1974

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Protecting The Disabled And Injured Since 1974

Can I try working again while still receiving SSD benefits?

On Behalf of | Jan 20, 2022 | Social Security Disability |

You may have been receiving Social Security disability benefits for a while due to a disabling health condition. The time may come where your health improves and you want to return to work, but you do not want to lose your SSD benefits if things do not work out. Fortunately, the Social Security Administration has a program in place that may provide you with the safety net you need: expedited reinstatement.

Qualifying for expedited reinstatement

The SSA has strict limits on how much an SSD recipient may earn and still collect SSD benefits. In 2022, these limits are set at $1,350 per month or $2,260 per month for those who are blind. To qualify for expedited reinstatement, you must have lost your disability benefits within the past five years due to earning more than the monthly income cap. In addition, you must now find yourself again unable to earn more than the SGA limit due to a qualifying disability. Finally, the disability you currently suffer from must be the same one you suffered when you were initially awarded SSD benefits.

The expedited reinstatement process

If the SSA grants your request for expedited reinstatement you will start the “initial reinstatement period.” During this period, you can receive as many as 24 months of SSD payments when your monthly earnings fall below the limits for substantial gainful activity established by the SSA. These months need not be in a row.

If you use up all 24 months of SSD payments, the initial reinstatement period will cease. At this point, if you are still eligible for SSD benefits you may enter a new “trial work period.” During this time, you can still work and earn more than the substantial gainful activity limit for nine months over five years without losing your SSD benefits entirely.

It is understandable that you might want to work after receiving SSD benefits, but you are unsure about your ability to earn above the SSA’s income limits. Fortunately, the expedited reinstatement program provides you the opportunity to try working without risking losing your benefits entirely.