A mortgage is a large financial commitment. You trust that there will not be any issues with the company. Yet, simple, preventable errors happen every day and can lead to a wrongful foreclosure for you.
At the Alabama Law Offices of Clark, James, Hanlin & Hunt, LLC, we are experienced mortgage attorneys. We can help you sort out your issues with the mortgage company and protect yourself.
A Firm Particularly Experienced In Mortgage Fraud Law
Our attorneys have been helping clients since 1974 with a wide range of needs. We help clients with mortgage fraud issues, including:
- Improper collection techniques, such as harassment. There are rules in place that govern how a mortgage company may work to collect on your loan.
- Improper charges. These include incorrectly calculated bills, unwarranted fees and other unlawful charges.
- Servicing issues. Lost payments, attempted collection on paid-off loans and other servicing issues are surprisingly common.
- Loan modification failures. Sometimes, it is necessary to alter the terms of your mortgage. The company must honor these terms, and if they do not, it may lead to an incorrect fee or even foreclosure.
In many cases, there are problems caused by simple human error on the company’s end. These easily avoidable mistakes can lead to a wrongful foreclosure of your home. A lawyer can help you protect the investment you have made in your home by thoroughly exploring every option.